CasaBanc Mortgage
Home of the FHA Loan
Finally a home loan that you can trust! FHA is a secure, government-insured loan program that has more lenient credit and income requirements than a conventional loan. Now with the modernization of FHA there are even more reasons to choose this loan program; such as lower rates and closing costs. In today's market FHA is the premiere choice for a 30-year fixed rate home loan. For more information on FHA loan products visit: www.fha.gov
CasaBanc Mortgage is proud to be recognized as a leading California FHA lender. Each managing staff member has 20+ years lending experience and is highly trained in FHA mortgages.
The CasaBanc Edge
- Homebuyer Pre-Purchase Free Counseling from our FHA loan experts,
- 24 Hour Approval with a guaranteed 30 day rate lock,
- Hope for Homeownership Free Counseling from our FHA loan experts,
- Fastest Processing and Closing Times,
- Guaranteed Lowest Fees and Rates..We will beat out any of our competitors!
- APPLY ONLINE and receive a $500 Home Depot gift card at closing!!!
FHA is a smart option for people seeking to purchase their home or refinance their existing mortgage. These days, money is tight...keep more money in your pocket by purchasing a home with an FHA loan. FHA requires a small down payment of only 3%. Additionally, the government has just passed a bill effective 10/1/2008, that will provide homebuyers with a $7,500 tax credit! So don't stand on the sidelines any longer, take advantage of a buyers market and buy your new home today.
For homeowners seeking to refinance out of an existing mortgage, FHA can provide you with the security of a low fixed rate loan that will never carry a pre-payment penalty. You can refinance up to 97% of your home's value to pay off debt, take cash out, or make some improvements on your home.
CasaBanc Mortgage is now a participating California HUD approved lender for the new 'Hope for Homeownership' program. For more details visit: http://www.hud.gov/hopeforhomeowners/index.cfm.
Take a look at some of FHA's winning characteristics
- Low secure fixed interest rates
- Low closing costs
- Smaller down payment requirements (as low as 3%)
- Down payment can be a gift from a family member, employer, or close friend
- The seller can pay up to 6% of the selling price towards the closing costs
- Loan will NEVER carry a Pre-payment penalty
- Cash-out refinances to 95% loan-to-value for home improvement or debt consolidation
- Less than perfect and no credit scores allowed.
- No cash reserves required.
At CasaBanc we have Hassle Free Pricing...No Guessing...No Haggling...No Hassle!
Yes, you may qualify for an FHA loan! Call (888) 677-2526 to speak to one of our FHA loan specialist today.
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